5.5 Billion BAM at the Accounts of the Central Bank of Bosnia and Herzegovina


The Central Bank of Bosnia and Herzegovina has at its disposal the possibility of reducing the required reserve rate, if the need arises. It will also ensure the smooth functioning of the payment transactions in the country and in foreign trade, supplying cash to all commercial banks in BH.

We remind that the Deposit Insurance Agency of Bosnia and Herzegovina guarantees deposits with commercial banks up to 50,000 BAM.

The monetary and thus financial system in Bosnia and Herzegovina is stable.

There are currently 5.5 billion BAM at the accounts of the Central Bank of Bosnia and Herzegovina (CBBH) deposited by commercial banks and their depositors. Of the above stated amount, KM 2.7 billion is a Reserve Requirement (RR), while  2.8 billion BAM represents a surplus above the RR. This clearly indicates that the country’s banking system has sufficient level of liquidity and there is currently no need for a further reduction in the RR rate.

The Entity Banking Agencies are preparing by-laws that will specifically adapt the management of emerging risks and of providing benefits to citizens and legal entities in servicing their liabilities to banks. Also, banks are ready to introduce a moratorium on the repayment of loans to individuals and legal entities, with the adoption of relevant regulations.

Each individual institution will inform the public, in a timely manner, of the specific measures taken.



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